What are the different types of vehicle insurance?

The main types of vehicle insurance are liability coverage, collision coverage, comprehensive coverage, uninsured and under-insured motorist coverage [1][2], and personal injury protection.

Liability coverage covers damage you cause to other people and their property.

Collision coverage covers damage caused to your vehicle in the event of an accident.

Comprehensive coverage pays for damage caused by events other than an accident, such as theft, fire, and storms.

Uninsured and under-insured motorist coverage pays for damage caused by drivers who are uninsured or don't have enough coverage [1][2].

Personal injury protection covers medical expenses and lost wages for you or your passengers.

It is important to make sure that you are aware of any exclusions in your policy, as these could affect your coverage.

It is also important to understand the different levels of coverage available, as well as any deductibles or limits that you may need to be aware of.

Finally, make sure to compare different insurance companies to get the best rates and coverage for your needs.

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